Best Retirement Areas in Reading, PA

These areas are considered desirable for retirement in Reading, PA due to a variety of factors. These factors include safety, accessibility to amenities, affordability, and proximity to healthcare facilities.

For example, Wyomissing is popular for its safety, accessibility, and proximity to healthcare facilities, including the Reading Hospital and Medical Center.

It offers walkability and various amenities within walking distance.

  • Exeter Township is known for its peaceful environment, affordable housing options, and access to parks and green spaces.
  • Spring Township is sought after for its proximity to amenities, affordable housing, and retirement communities, facilitating social interaction.
  • Muhlenberg is valued for its diversity, affordability, accessibility to amenities, and presence of parks and retirement communities.
  • West Reading is praised for its walkability, access to amenities, and affordable housing options, making it an ideal location for retirees.

Overall, Reading, PA offers a range of desirable neighborhoods for retirement, providing a mix of affordability, safety, accessibility, and proximity to amenities.

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TL;DR:

In this article, we will explore the top areas in Reading, PA ideal for retirement relocation.

Reading, Pennsylvania is a city that has a lot to offer retirees. With its rich history, vibrant culture, and beautiful scenery, it’s no wonder that many seniors are choosing to retire here. However, with so many neighborhoods and communities to choose from, it can be difficult to know where to start looking for a retirement home.

When it comes to finding a good retirement community in Reading, PA, there are several factors to consider. Some seniors may be looking for a quiet, peaceful community where they can relax and enjoy their retirement years. Others may be looking for a more active community with plenty of opportunities for socializing and staying active. Whatever your preferences may be, there are plenty of great options to choose from in Reading.

Use our map, to navigate the Retire Perfect areas in Reading, PA or check any of the other areas in the state where cost of living is more affordable.

Pros and Cons of retiring in Reading, Pennsylvania?

One of the main Pros for retiring in Reading ,PA is its location location and reduced living expenses as (housing costs, groceries, utilities, Social Security, pensions) which increases the disposable income available. Areas with exemptions for retirement income from state taxes are always desirable, such as Reading.

Pros:

  • Low cost of living: Reading offers a lower cost of living compared to many other parts of the country, including housing, groceries, and utilities. This can be a major benefit for retirees on a fixed income.
  • Tax-friendly environment: Pennsylvania exempts retirement income like Social Security and pensions from state income tax, making it an attractive option for retirees.
  • Rich history and culture: Reading boasts a vibrant historical scene, with museums, theaters, and art galleries. The city also hosts numerous festivals and events throughout the year.
  • Outdoor activities: The surrounding area offers ample opportunities for outdoor recreation, including hiking, biking, fishing, and boating.
  • Proximity to major cities: Reading is located within easy driving distance of Philadelphia, New York City, and Baltimore, offering convenient access to metropolitan amenities.
  • Sense of community: Reading has a small-town feel with a friendly and welcoming atmosphere, which can be appealing to retirees looking for a close-knit community.

Cons:

  • Limited job opportunities: Reading may not be the best option for retirees who want to continue working part-time, as the job market is limited compared to larger cities.
  • Colder winters: Reading experiences cold and snowy winters, which might be a deterrent for retirees who prefer warmer climates.
  • Higher property taxes: While the overall cost of living is low, property taxes in Reading tend to be higher than in some other parts of the state.
  • Crime rates: Crime rates in Reading are higher than the national average, although certain areas are generally considered safer than others.
  • Limited public transportation: Public transportation options in Reading are limited, which could be an inconvenience for retirees who do not drive.
  • Lack of certain amenities: Compared to larger cities, Reading may lack specific amenities like high-end shopping or specialized healthcare facilities.

Additional factors to consider:

  • Your desired level of activity: If you enjoy an active lifestyle with plenty of things to do, you might find Reading’s offerings sufficient. However, if you crave constant stimulation and access to diverse amenities, a larger city might be a better choice.
  • Your healthcare needs: Make sure Reading has the healthcare facilities and specialists you might need as you age.
  • Your personal climate preferences: If you prefer warm weather, Reading’s cold winters might be a significant drawback.

Desirable Neighbourhoods for Retirement

When it comes to finding the perfect neighbourhood for retirement in Reading, PA, there are several factors to consider. These factors include safety, accessibility to amenities, affordability, and proximity to healthcare facilities.

Here are some of the most desirable neighbourhoods for retirement in Reading, PA:

A vibrant painting capturing the joyful spirit as individuals ride their bikes through a picturesque park setting in Reading, PA.
Individuals ride their bikes through a picturesque park setting in Reading, PA.

Wyomissing, Reading, PA

Wyomissing is a popular neighbourhood for retirees due to its safety, accessibility, and proximity to healthcare facilities. This neighbourhood is home to the Reading Hospital and Medical Center, making it an ideal location for those who require regular medical attention. Wyomissing is also known for its walkability, with many amenities such as shops, restaurants, and parks within walking distance.

Wyomissing, an affluent suburb nestled within the Reading metropolitan area, is a popular choice for retirees seeking a peaceful and upscale environment. Here are some reasons why Wyomissing might be a great place for your golden years:

Tranquil and Safe:

  • Peaceful surroundings: Wyomissing boasts a serene atmosphere with expansive green spaces, parks, and well-maintained streets, offering a tranquil escape from the hustle and bustle of city life.
     
  • Low crime rates: The community enjoys exceptionally low crime rates, providing residents with a strong sense of security and safety.

Upscale Living:

  • Variety of housing options: Wyomissing offers a diverse selection of housing options, including spacious single-family homes, charming townhouses, and modern apartments, catering to various preferences and budgets.
     
  • High-quality amenities: Residents have access to top-notch amenities, including renowned golf courses, well-equipped fitness centers, and luxurious spas, promoting an active and pampered lifestyle.
     

Convenient Location:

  • Proximity to Reading: Wyomissing’s close proximity to Reading allows for easy access to the city’s vibrant downtown area, cultural attractions, and diverse dining options.
  • Major highways nearby: The convenient location near major highways provides seamless connectivity to other parts of Pennsylvania and beyond, facilitating travel and exploration.

Excellent Healthcare:

  • Renowned medical facilities: Wyomissing is situated close to esteemed healthcare institutions like Reading Hospital and Penn State Health St. Joseph, ensuring access to quality medical care.

Vibrant Community:

  • Active senior community: Wyomissing offers various social and recreational activities tailored to retirees, fostering a sense of community and belonging.
  • Cultural events and attractions: The borough hosts numerous cultural events and attractions throughout the year, enriching the lives of residents and providing opportunities for engagement.

Additional Considerations:

  • Cost of living: It’s important to note that Wyomissing generally has a higher cost of living compared to other areas in Reading.
  • Social scene: While the community offers various activities, the social scene might be quieter compared to more bustling neighborhoods.

Exeter Township, Reading, PA

Exeter Township is a quiet and peaceful neighbourhood that is perfect for retirees who are looking for a slower pace of life. This neighbourhood is known for its affordable housing options, making it an ideal location for those who are on a fixed income. Exeter Township is also home to several parks and green spaces, making it an ideal location for those who enjoy outdoor activities.

Exeter Township, a picturesque area situated on the outskirts of Reading, Pennsylvania, beckons retirees seeking a blend of rural charm, scenic beauty, and convenient access to amenities. Here’s what makes Exeter Township a potential haven for your golden years:

Tranquil Rural Ambiance:

  • Scenic landscapes: Rolling hills, sprawling farmland, and pockets of forests paint a serene canvas, offering a peaceful escape from the bustle of city life.
  • Quiet communities: Exeter Township’s various neighborhoods exude a relaxed atmosphere, perfect for those seeking a tranquil environment to unwind and reconnect with nature.

Affordability:

  • Lower cost of living: Compared to other areas within the Reading metropolitan area, Exeter Township boasts a generally lower cost of living, making it an attractive option for retirees on a budget.

Convenient Location:

  • Proximity to Reading: Despite its rural charm, Exeter Township is conveniently located near Reading, providing easy access to the city’s diverse offerings, including healthcare facilities, cultural attractions, and shopping centers.
  • Major highways nearby: The township’s proximity to major highways like I-78 and I-183 facilitates travel and exploration throughout Pennsylvania and beyond.

Active Community:

  • Community events and activities: While offering a peaceful environment, Exeter Township organizes various community events and activities throughout the year, fostering a sense of connection and engagement among residents.
  • Outdoor recreation opportunities: The township’s abundance of parks, trails, and green spaces provides ample opportunities for residents to enjoy outdoor activities like hiking, biking, and fishing.

Additional Considerations:

  • Limited public transportation: Similar to Spring Township, public transportation options within Exeter Township are limited, which might be a concern for some retirees.
  • Distance to specific amenities: Depending on your individual needs, the distance to certain amenities like grocery stores or entertainment venues might be a factor to consider.

Spring Township, Reading, PA

Spring Township is a popular neighbourhood for retirees due to its proximity to amenities such as shops, restaurants, and parks. This neighbourhood is known for its affordable housing options and is home to several retirement communities, making it an ideal location for those who are looking to socialize and make new friends.

Spring Township, a suburban community nestled within the Reading metropolitan area, attracts retirees seeking a peaceful and affordable living environment with convenient access to amenities. Here’s why it might be a great fit for your golden years:

Tranquil and Affordable:

  • Peaceful surroundings: Spring Township boasts a serene atmosphere with ample green spaces, parks, and well-maintained neighborhoods, offering a quiet escape from urban noise.
  • Lower cost of living: Compared to other areas in Reading like Wyomissing, Spring Township generally has a lower cost of living, making it an attractive option for budget-conscious retirees.

Variety of Housing Options:

  • Diverse housing selection: Spring Township offers a diverse selection of housing options, including single-family homes, townhouses, and apartments, catering to various preferences and budgets.

Convenient Location:

  • Proximity to Reading: Spring Township’s close proximity to Reading allows for easy access to the city’s vibrant downtown area, cultural attractions, and diverse dining options.
  • Major highways nearby: Convenient location near major highways like I-78 and I-183 facilitates travel and exploration throughout Pennsylvania and beyond.

Growing Community:

  • Development and growth: The township is experiencing ongoing development, bringing in new amenities and businesses, ensuring continuous improvement and vibrancy.
  • Family-friendly atmosphere: Spring Township’s reputation as a family-friendly community can also be appealing to retirees who enjoy being around families and grandchildren.

Additional Considerations:

  • Limited public transportation: While Spring Township offers convenient access to amenities by car, public transportation options are limited, which might be a concern for some retirees.
  • Distance to healthcare: Depending on your specific needs, the distance to major healthcare facilities like Reading Hospital might be a factor to consider.

Muhlenberg, Reading, PA

Muhlenberg is a diverse neighbourhood that is known for its affordability and accessibility to amenities. This neighbourhood is home to several parks and green spaces, making it an ideal location for those who enjoy outdoor activities. Muhlenberg is also home to several retirement communities, making it an ideal location for those who are looking to socialize and make new friends.

Muhlenberg, a growing township within the Reading area, presents unique advantages for retirees seeking a blend of urban and suburban living. Here’s why it might be a great fit for your golden years:

Convenient Location:

  • Central location: Muhlenberg sits centrally within the Reading metropolitan area, granting easy access to various city amenities, including shopping malls, restaurants, and entertainment options.
  • Major highways nearby: Proximity to major highways like I-78 and I-183 facilitates travel and exploration throughout Pennsylvania and beyond.

Growing Township:

  • Variety of housing options: Muhlenberg offers a diverse housing selection, ranging from established neighborhoods with single-family homes to newer developments with townhouses and apartments, catering to diverse preferences and budgets.
  • Development and growth: The township is experiencing ongoing development, bringing in new amenities and businesses, ensuring continuous improvement and vibrancy.

Urban and Suburban Mix:

  • Balanced atmosphere: Muhlenberg strikes a balance between urban convenience and suburban tranquility, offering access to amenities while maintaining a peaceful living environment.
  • Parks and green spaces: Numerous parks and green spaces provide opportunities for outdoor recreation and relaxation, promoting an active and healthy lifestyle.

Active Community:

  • Community events and activities: The township organizes various community events and activities throughout the year, fostering a sense of connection and engagement among residents.
  • Senior centers and programs: Dedicated senior centers and programs cater to the needs and interests of retirees, providing social interaction, educational opportunities, and fitness activities.

Additional Considerations:

  • Cost of living: Muhlenberg generally has a moderate cost of living compared to neighboring communities like Wyomissing, making it an attractive option for budget-conscious retirees.
  • Accessibility: While offering convenient access to various amenities, some areas within the township might require reliance on transportation for errands and activities.

West Reading, Reading, PA

West Reading is a vibrant neighbourhood that is known for its walkability and accessibility to amenities. This neighbourhood is home to several shops, restaurants, and parks, making it an ideal location for those who enjoy being in the heart of the action. West Reading is also known for its affordable housing options, making it an ideal location for retirees who are on a fixed income.

Lively and walkable: The close-knit downtown area offers a vibrant atmosphere with unique shops, restaurants, cafes, and bars. Many of these are within walking distance, making it easy to enjoy the community without needing a car.

Historic charm: The tree-lined streets and well-preserved architecture create a charming atmosphere. It offers a sense of history and community character that can be attractive to many retirees.

Active community: West Reading hosts various events throughout the year, such as art walks, festivals, and farmers markets. This provides opportunities to socialize, stay active, and engage with the community.

Convenient location: The borough is close to major highways and Reading’s downtown area, allowing easy access to additional shopping, dining, and entertainment options.

Variety of housing options: West Reading offers a range of housing choices, from historic single-family homes to apartments and townhouses. This caters to different preferences and budgets.

Sense of community: Residents often describe West Reading as having a friendly and welcoming atmosphere. This can be important for retirees looking to build new connections and feel at home.

Proximity to healthcare: Reading Hospital, a major medical center, is located just outside of West Reading, providing convenient access to healthcare services.

Arts and culture: The GoggleWorks Center for the Arts, located in West Reading, offers art exhibitions, workshops, and events, contributing to a vibrant cultural scene.

Factors to Consider When Choosing a Retirement House

Retirement is a time for relaxation and enjoyment, and choosing the right retirement house is crucial to ensure a comfortable and fulfilling lifestyle. Here are some factors to consider when choosing a retirement house in Reading, PA.

Welcome to Reading PA, a city known for its retirement communities and retirement homes.
Welcome to Reading PA, a city known for its retirement communities and retirement homes.

Access to Healthcare

Access to healthcare is an important factor to consider when choosing a retirement house. The availability of quality healthcare facilities and services is crucial to ensure that seniors receive the care they need. Reading, PA has several hospitals and medical centres, including Reading Hospital and Penn State Health St. Joseph Medical Center, which offer a range of services and specialties.

Public Transport and Walkability

Public transport and walkability are important factors to consider when choosing a retirement house. Seniors should have easy access to public transport, such as buses and trains, to help them get around the city. Reading, PA has a reliable public transport system, including the BARTA bus system, which operates throughout the city and surrounding areas.

In addition, the city is known for its walkability, with many amenities and services located within walking distance of residential areas. This makes it easy for seniors to get around and enjoy the local community.

Local Community and Activities

The local community and activities are important factors to consider when choosing a retirement house. Seniors should have access to a range of activities and events to keep them engaged and active. Reading, PA has a vibrant local community, with many social and cultural events throughout the year.

The city also has several parks and green spaces, including the Reading Pagoda and City Park, providing opportunities for outdoor activities and relaxation. In addition, there are several community centres and senior centres, offering a range of activities and services for seniors.

is reading PA good for cycling?

Two people riding bicycles down a country road in Reading, PA.
Two people riding bicycles down a country road in Reading, PA.

Yes, Reading, PA can be a great place for cycling, offering a variety of options for cyclists of all levels and interests. Here are some reasons why:

  • Diverse terrain: Reading boasts a variety of terrains, from flat rail trails and rolling hills to challenging mountain bike trails in the surrounding mountains. This caters to cyclists with different preferences and fitness levels.
  • Well-developed trail network: The Greater Reading Trails Alliance maintains over 125 miles of trails, including the Schuylkill River Trail, the longest rail trail in eastern Pennsylvania. This provides a network of interconnected routes for exploration and exercise.
  • Scenic beauty: The trails wind through scenic landscapes, passing by rivers, forests, and farmland, offering enjoyable rides with beautiful views.
  • Cycling-friendly community: Reading has a growing cycling community with numerous bike shops, clubs, and events, creating a supportive and welcoming environment for cyclists.
  • Accessibility: The city is conveniently located, with easy access to major highways and public transportation, making it accessible to cyclists from surrounding areas.

However, it’s important to consider some potential drawbacks as well:

  • Traffic: While there are designated bike lanes in some areas, traffic can be a concern, especially on busy roads. It’s important to be aware of your surroundings and choose routes with lower traffic volume.
  • Limited technical trails: Although there are some challenging mountain bike trails, Reading might not be the ideal destination for avid mountain bikers seeking highly technical terrain.
  • Winter weather: Cycling during winter months can be challenging due to snow and ice. However, there are still some trails that are cleared and suitable for winter riding.

Financial Considerations

Cost of Living

When it comes to finding a retirement house in Reading, PA, cost of living is an important factor to consider. The cost of living in Reading is relatively low compared to other cities in Pennsylvania.

According to The Balance, a retiree can expect to spend 55% to 80% of their current income in retirement. The low cost of living in Reading can help stretch the retirement income further.

Property Taxes

Another important financial consideration when looking for a retirement house in Reading is property taxes. Property taxes in Reading are relatively high compared to other cities in Pennsylvania.

According to U.S. News, the median property tax rate in Reading is 2.11%, which is higher than the national average of 1.08%. It is important to factor in property taxes when considering the affordability of a retirement house in Reading.

Housing Market Trends

Older couple standing in front of a house in a retirement community.
Older couple standing in front of a house in a retirement community.

The housing market trends in Reading, PA, are also important to consider when looking for a retirement house.

The housing market in Reading is stable and house prices do not depreciate and there are a variety of housing options available for retirees. The median home price in Reading is $226,301, which is lower than the national median home price of $431,000. The low median home price in Reading makes it an affordable option for retirees looking to purchase a retirement house.

Relocation advices to move to Reading PA for retirement

Before you move:

  • Research different neighborhoods: As mentioned before, Reading offers various neighborhoods with distinct atmospheres and amenities. West Reading might be ideal for a vibrant downtown feel, while Wyomissing caters to those seeking upscale living. Muhlenberg offers a good balance, and Spring Township and Exeter Township provide a more peaceful, rural environment. Consider your priorities, such as access to shops, healthcare, community events, and cycling opportunities, when choosing a neighborhood.
  • Visit Reading: Spending time in Reading allows you to experience the city firsthand. Talk to residents, explore different neighborhoods, and try out the cycling trails. This helps you see if the atmosphere and amenities align with your expectations.
  • Connect with local resources: Contact the Greater Reading Trails Alliance for maps, events, and cycling advice. Join local cycling groups or online forums to connect with other cyclists and get their insights.
  • Calculate your budget: Research the cost of living in Reading, including housing, taxes, healthcare, and groceries. Factor in any additional expenses related to your cycling hobby, such as bike maintenance or storage.

During the move:

  • Hire a real estate agent: A local agent can help you navigate the housing market, find properties that meet your needs, and negotiate the best deal.
  • Consider downsizing: Moving to a smaller home can simplify your life and reduce maintenance costs.
  • Transfer utilities and accounts: Contact local service providers to set up utilities and other accounts in advance of your move.
  • Plan your transportation: If you rely on public transportation, research options in your chosen neighborhood. If you plan to cycle frequently, choose a location with good cycling infrastructure and safe routes.

After the move:

  • Get involved in the community: Join local clubs and organizations, especially those related to cycling, to meet new people and stay active.
  • Explore the area: Take advantage of Reading’s diverse cycling trails and scenic routes.
  • Stay active and healthy: Make the most of Reading’s outdoor recreation opportunities and maintain a healthy lifestyle in your retirement years.

Additional tips:

  • Connect with a relocation specialist: Some companies offer relocation services specifically for retirees, providing assistance with tasks like finding housing, setting up utilities, and connecting with local resources.
  • Consider renting before buying: Renting before buying allows you to try out different neighborhoods and ensure Reading is the right fit before committing to a permanent move.
  • Focus on your well-being: Remember that retirement is about enjoying your golden years. Choose a location that promotes your overall well-being, physically and mentally.

Next Steps for Further Research: