Top Locations in Lake District, Cumbria to Consider When Buying a Property

If you dream of retiring to Cumbria and the Lake District, there are several superb locations to consider for buying a property in this idyllic region with breathtaking scenery and quaint villages:

1. Windermere and Bowness-on-Windermere
2. Ambleside
3. The Langdale Valley / Great Langdale
4. Grasmere and Rydal
5. Keswick
6. Ullswater
7. Coniston
8. Hawkshead
9. Kendal
10. Borrowdale and Buttermere
11. Elterwater and Langdale
12. Wasdale and Eskdale

These locations offer a mix of picturesque villages, bustling market towns, and stunning landscapes. They are popular for their natural beauty, outdoor activities, and charming communities. When choosing a location, consider factors such as amenities, accessibility, and the type of community you prefer.

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George Nicola

George is a seasoned interior designer and property marketing strategist with over 13 years of experience. He specializes in transforming properties into visually stunning spaces, helping clients recognize the potential and beauty in each property. With an impressive international client base of exciting projects throughout Europe and America.

Top Cumbria Locations to buy houses

When searching for your perfect Lake District home, be sure to explore:

  • Keswick – Known as the “Adventure Capital” with scenic lake views, lake district holiday, and for buying a second home
  • Ambleside – Charming market town near Lake Windermere
  • Grasmere – Peaceful village beloved by poets like Wordsworth
  • Windermere – Larger town with great amenities and transport links
  • Kendal – “Auld Grey Town” with city amenities and countryside access

Other best areas in lake district to buy a home?

Discover Your Dream Home in the Lake District with TALLBOX’s AI-Powered Assistant.

TALLBOX introduces an AI-driven chat widget to help you find the perfect home in the Lake District. While not an estate agency, our tool provides relevant information about available properties.

Click on the chat widget, ask your question, and receive tailored recommendations, tips, and resources. Our AI assistant helps narrow down your options based on your preferences.

Please note that our AI is not a substitute for professional advice. Use the information as a starting point and consult with qualified professionals for final decisions.

Start exploring the possibilities of owning a home in the Lake District today with TALLBOX’s AI-powered chat widget.

Ask Real Estate Agent to help with property in PA.
Ask AI Real Estate Agent to help with property information in Lake District.

If Keswick, Ambleside, Grasmere, Windermere or Kendal are not affordable for your budget, these are next best areas to buy a home in the Lake District, UK, can depend on various factors such as your lifestyle, climate preference, and proximity to amenities.

Here are some of the top locations with mostly cottages and detached houses for sale. 

Coniston: Nestled on the western outskirts of Coniston Water, England’s fifth-largest lake, Coniston is a quaint village with plenty going for it. The village provides great opportunities for walks and hikes through the glorious open countryside, as well as a host of cafes, restaurants, and boutiques.

According to TALLBOX’s research Rightmove reports as the median house price of properties in Coniston was £307,562 over the last year, with 70% of them being detached houses, 20% country cottages and bungalows, and the remaining 10% split between terraced houses, barns, and apartments.

Ullswater: Ullswater’s location makes it an ideal base for exploring the beauty of the Lake District. The lake is surrounded by stunning mountain scenery to its south, softening to the gentle hills of the north. Outdoor activities are abundant, including kayaking, canoeing, stand up paddleboarding, mountain walking, expeditions, and camping. There are also opportunities for pony trekking and sailing.

According to TALLBOX’s research properties in Ullswater have an average house price of £398,558. 65% of the properties for sale are average size or large detached houses, 15% cottages, bungalows, and apartments, and 10% character properties such as farms and converted for living barn buildings. Additionally, semi-detached houses averaged at £394,640, terraced houses at £278,675, flats at £131,388, and detached houses at £673,532.

Hawkshead: Hawkshead’s location makes it an ideal base for exploring the beauty of the Lake District. The village is nestled in the heart of the Lake District National Park, between Lake Windermere and Coniston. Outdoor activities are abundant, including adventure days out, climbing and high ropes courses, and a myriad of forest walks and bike trails at the nearby Grizedale Visitor Centre.

According to TALLBOX’s research, the median price for a property in Hawkshead was £420,000 over the last year, with 90% of the share split between large historic detached homes, cottages, and bungalows, and the remaining 10% for terraced properties.

Lakeside and Newby Bridge: Outdoor activities are plentiful, with opportunities for hiking, fishing, horseback riding, and water sports. The West Windermere Way is a trail linking Newby Bridge and Lakeside, offering beautiful views and a great way to explore the area. There are also several attractions nearby, such as the Lakeside YMCA, an adventurous outdoor activity centre, and the Lakeside and Haverthwaite Railway, which offers breathtaking views of the rolling countryside.

According to TALLBOX’s research, the median house price in Lakeside and Newby Bridge, Lake District, UK for a property in Newby Bridge was £780,856 over the last year, while the average price for a property in Lakeside was £495,000. 85% of the properties for sale in that area are detached houses and bungalows, with the remaining 15% split between caravans, lodges, and holiday homes and barn conversions.

Glenridding: Glenridding, located in the Lake District, UK, is considered a good place to live for several reasons. The village is situated at the southern end of Ullswater, one of the most beautiful lakes in England, and is popular with mountain walkers who can scale England’s third-highest mountain, Helvellyn, and many other challenging peaks from there.

A map displaying houses to buy in the Lake District, marked with a white dot.

According to TALLBOX’s research, the median house price in Glenridding, Lake District, UK, varies depending on the source. Rightmove reports that properties in Glenridding had an overall average price of £440,000 over the last year.

Staveley: Less than 5 miles or 7.5 km from Kendal town center, the village offers a range of amenities and activities. The Staveley Roundhouse provides a performance space for jazz, classical, and folk music, and the village playground is a modern space for children.

There are also numerous outdoor activities available in the area, such as boating, climbing, and adventure activities. The village is home to several attractions, including the Predator Experience, Brockhole Lake District Visitors Centre, and the World of Beatrix Potter.

According to TALLBOX’s research, the median house price in Staveley, Kendal, varies depending on the source. Rightmove reports an overall average price of properties in Staveley at £318,818 over the last year, while Zoopla lists the average sold house price in Staveley as £297,000.

What Makes These Locations Appealing

Keswick – Ancient market town and hiking hub near Derwentwater

Ambleside – Cinematic theater, shops, and walks near Stock Ghyll Force waterfall

Grasmere – Tranquil Grasmere Lake, trails, and connections to Wordsworth history

Windermere – Bustling Bowness-on-Windermere, cruises, and Beatrix Potter attractions

Kendal – Culture, shopping, dining, and fast links to M6 motorway and Oxenholme station

Ready to Search for Your New Cumbrian Home?

With so much to offer, these prime Lake District locations give you the best of Cumbrian life. Consider what appeals most before you search for properties.

What to Consider When Buying a House in the Lake District

A building next to a river in Kendal
A building next to a river in Kendal

When buying a house in the Lake District, consider:

  • Location – Popular towns like Windermere, Ambleside, Keswick offer amenities, while villages like Grasmere provide more seclusion.
  • Property type – Detached homes, terraced cottages, apartments each suit different lifestyles.
  • Budget – Property prices vary across the region, so set a realistic budget. Average prices are around £300k.
  • Lifestyle – Ensure the Lake District’s slower pace and outdoor access suits your hobbies.
  • Support – Research estate agents, solicitors, mortgage advisors and surveys to provide legal and purchase support.
  • Commute – While remote, transport links via rail, bus and major roads help connect the Lake District.
  • Services – Larger towns have more services like shops and restaurants versus rural villages.

Learn how to write a letter to buy a house in the Lake District, a popular destination for homebuyers and holiday cottage seekers. Personalize your letter, express your interest, and showcase your unique lifestyle preferences to make your offer stand out.

Purchasing a Home or Holiday Cottage in England's Lake District

Consider these key factors carefully to find the right Lake District property for your needs and budget. The region offers a wonderful quality of life if matched with the perfect home.

Purchasing a home in the Lake District National Park is a dream for many looking for a second home in the lakes or an investment property as an income generator. When buying a house in this idyllic part of England’s northwest, there are several things to consider.

You’ll first want to decide where in the Lake District you’d like to buy to best cater to the audience you want to attract. 

Options range from market towns like Keswick that offer plenty of amenities, pubs, and restaurants and are in proximity to major attractions, to more rural villages like Grasmere that provide direct access to the countryside, wildlife, and mountain peaks like Skiddaw.

Aerial view of a town in Windermere with lakes.
Aerial view of a town in Windermere with lakes.

The type of property is also key – you can choose anything from a cozy two-bedroom cottage to a spacious six-bedroom detached home.

Holiday cottages near Lake Windermere remain popular. Log cabins tucked away in rural areas also attract certain buyers looking to get back to nature.

Work with local estate agents like Hackney & Leigh, Matthews Benjamin, and Coniston Properties to find the right Lake District property. 

Monitor local prices and growth, and consider interest rates and mortgage options as part of budgeting. Hire a qualified surveyor and solicitor to handle the transaction.

Owning a holiday home in the lakes can provide rental income but also comes with costs and responsibilities like maintaining occupancy rates, handling bookings, and keeping current with property market conditions.

Do your due diligence before investing in a second home in this tourist destination.

Key Factors to Consider When Buying a House in the Lake District

Purchasing property in the Lake District requires weighing several important factors. This ensures you find the perfect home aligned with your needs and budget.

Location and proximity

By Train

To get to the Lake District there are several ways. A very popular one for non-driving tourists is by train.

The Lake District is conveniently located on the West Coast Mainline rail network. From London Euston, you can take a direct train to Oxenholme Lake District (for the south Lakes) or Penrith (for the north Lakes).

From Manchester, Birmingham, or Newcastle, there are also direct trains to the Lake District and Windermere.

The journey from London to Penrith, which is approximately the center of Cumbria, takes about 3.5 hours.

By train from Oxenholme to Windermere. The journey is served by the Windermere branch line, also known as the Lakes line, which runs from Oxenholme on the West Coast Main Line to Windermere.

The train journey from Oxenholme Lake District to Windermere typically takes around 16 to 19 minutes.

Trains depart every 61 minutes, with the first train leaving Oxenholme Lake District at 06:17 and the last train at 22:22.

There are 29 direct trains from Oxenholme Lake District to Windermere each day.

he distance by rail from Oxenholme Lake District to Windermere is approximately 8 miles (14 kilometers).

Car Parking

Oxenholme Station offers several parking options for travelers. There is a main car park and a short-stay car park, both located close to the station.

 The long-stay car park is operated by Avanti West Coast and is open all day, every day. It has 92 spaces and charges £12.00 per day on weekdays and £5.00 per day on weekends and bank holidays.

  • the short-stay car park is on the west side of the station
  • the long-stay car park in on the east side of the station.

The Lake District in North West England is accessible through a network of roads and passes that traverse the scenic landscape. Here are the main roads leading to and within the Lake District:

  • M6: This is the primary motorway running through Cumbria from north to south, passing Carlisle, Penrith, and Kendal. It is the main trunk route for those traveling to the Lake District from the north or south of England.
  • A66: This major trunk road crosses Cumbria from east to west, connecting Scotch Corner to Workington. It passes through Brough, Temple Sowerby, Penrith, Keswick, and Cockermouth, providing access to the northern and central parts of the Lake District.
  • A686: The A686 road from Penrith in Cumbria to Corbridge is noted for its scenic drive and has been recognized as one of the ‘Ten Great Drives’ by the AA Magazine.
  • Kirkstone Pass: This is one of the highest mountain passes in the Lake District, offering stunning views and a thrilling driving experience. It connects Ambleside to Patterdale and is known locally as ‘The Struggle’.
  • Hardknott Pass: Known for its steep gradients and hairpin bends, Hardknott Pass is a challenging drive between Eskdale and the Duddon Valley, offering dramatic views of the surrounding fells.
  • Wrynose Pass: This pass is adjacent to Hardknott Pass and is similarly challenging, connecting the Duddon Valley with Little Langdale.
  • Honister Pass: Connecting Borrowdale and Buttermere valleys, Honister Pass is a picturesque route with steep inclines and sharp bends.
  • Newlands Pass: This pass offers a scenic drive through the Newlands Valley, connecting Keswick and Buttermere.

These roads and passes offer not only access to the Lake District but also some of the most beautiful driving experiences in the country, with panoramic views of lakes, mountains, and valleys. However, it’s important to drive safely and be prepared for narrow roads and steep inclines, especially on the mountain passes. During winter or bad weather, some passes may be closed, so it’s advisable to check conditions before setting out.

If you’re flying, the closest international airport serving the Lake District is Manchester Airport. 

From the airport, you can take a train and you’ll be in Windermere within a couple of hours.

If you’re already in the UK, you can take a domestic flight to Carlisle Lake District Airport (CAX), which serves flights from London, Dublin, and Belfast.

Other airports in Liverpool, Newcastle, Glasgow, and Edinburgh are also only a couple of hours from Cumbria by rail or car.

Location and economy in lake district

What are the considerations when buying a house in the lake district?
What are the considerations when buying a house in the lake district?

Consider the accessibility, amenities, and vibe of different Lake District towns before deciding where to buy. Popular options like Windermere and Kendal offer more amenities and transport links, while villages like Grasmere provide peaceful seclusion.

The local economy is primarily driven by tourism, with a variety of businesses catering to visitors, including shops, restaurants, and leisure activities

Tourism is a significant contributor to the local economy, with a wealth of attractions and activities for visitors. The town also has a strong focus on education and family life.

The local economy is primarily driven by tourism, with self-catering cottages, chalets, and traditional cottages being popular accommodations.

 The local economy is supported by tourism, with a range of properties available for visitors, including flats, houses, and apartments.

This market town in Cumbria has a population of 5,243 and is located within the Lake District National Park. The town‘s economy is closely linked with tourism, and it was historically an important mining area.

The Ullswater Valley Plan was a pilot project set up to identify opportunities and ambitions of the local community within the Lake District Valley. The Ullswater Catchment Management CIC works with farmers and landowners to improve flood resilience and the natural environment through practical projects and solutions. The local economy is highly dependent on tourism.

The local economy is driven by tourism, with outdoor activities such as hiking, climbing, and water sports being popular.

The local economy is supported by tourism, with a range of businesses catering to visitors, including shops, restaurants, and leisure activities

The local economy is driven by a mix of tourism, manufacturing, and other industries.

Borrowdale’s picturesque valley in the Lake District is known for its rugged crags, wood-lined valley sides, and stone wall-fringed pastures. Farming is a significant part of the local economy, and the National Trust owns eight of Borrowdale’s 11 farms, along with large tracts of woodland, wetland, and fell.
 
Buttermere is known for its beautiful landscapes and outdoor activities. The local economy is primarily driven by tourism, with visitors attracted to the area’s natural beauty and recreational opportunities.

The local economy is primarily driven by tourism, with self-catering cottages, chalets, and traditional cottages being popular accommodations.

 These townships in the St Bees parish of Cumberland have a history of agriculture and mining.

The Ravenglass & Eskdale Railway (‘the Ratty’) became a tourist attraction from the mid-20th century, and Wasdale Head has been a center for rock climbing since the late 19th century. 

The local economy is also supported by tourism, with outdoor pursuits being a significant draw for visitors.

What are the most sought after Property for sale in the lake district?

The most sought-after properties for sale in the Lake District are typically those that offer unique features, stunning views, and access to the natural beauty of the area.

High-end properties for sale with panoramic lake views, privacy, and large established gardens are particularly desirable. For example, properties like Tent Lodge in Coniston, with over 200 meters of private lake shore and acres of grounds, are highly coveted.

Historic homes with literary connections, such as those formerly owned by William Wordsworth, are also sought after due to their unique character and cultural significance.

The picturesque house Tent Lodge in Coniston nestled in the stunning Lake District
The picturesque house Tent Lodge in Coniston nestled in the stunning Lake District

Luxury estates with substantial land and privacy, like the Belle Grove Estate in Watermillock, are also in high demand, especially those that offer a combination of classical elegance and modern amenities.

Properties in popular towns like Windermere, Ambleside, and Keswick are always in demand due to their amenities and proximity to major attractions.

A breathtaking aerial view of the tranquil lake and picturesque countryside in the renowned Belle Grove Estate in Watermillock (bottom right)
A breathtaking aerial view of the tranquil lake and picturesque countryside in the renowned Belle Grove Estate in Watermillock (bottom right)

Log cabins and cottages are also highly sought after in the Lake District. These properties offer a rustic charm and a sense of connection with the natural surroundings that is highly appealing to many buyers.

They are often located in picturesque settings, surrounded by woodland or overlooking a lake, and may come with features such as log fires, hot tubs, and private gardens.

Some buyers are attracted to these properties as holiday homes, while others see them as investment opportunities for holiday lettings. As with other types of property in the Lake District, demand for log cabins and cottages can be high, so potential buyers should be prepared to act quickly when they find a property they love.

The most sought-after properties are those that provide a blend of luxury, exclusivity, and a quintessential Lake District experience, often with a multi-million price tag. 

Buyers looking for such properties should be prepared for a competitive market and may benefit from working with local estate agents who have in-depth knowledge of the area’s real estate landscape.

Property Types / Average price house per location

The Lake District offers diverse property types – analyze your options to select the right fit. Detached family homes, cozy terraced cottages, and modern apartments each appeal to different buyers.

House prices in Windermere, Ambleside, The Langdale Valley, Grasmere and Rydal, Keswick, Ullswater, Coniston, Hawkshead, Kendal, Borrowdale and Buttermere, Elterwater and Langdale, and Wasdale and Eskdale vary due to several factors.

Some of the key factors affecting house prices in these areas include:

  1. Supply and demand: The balance between the number of available properties and the number of interested buyers can significantly impact house prices. In areas with high demand and limited supply, prices tend to be higher.
  2. Location: The attractiveness of a location, including its natural beauty, amenities, and proximity to employment opportunities, can influence house prices. For example, the Lake District’s premium property market has seen significant growth due to its picturesque landscapes and tourist appeal 
  3. Property type and size: The type and size of properties available in an area can also affect house prices. Larger homes and those with unique features or historical significance may command higher prices
  4. Local economy: The strength of the local economy and employment opportunities can impact house prices. Areas with strong economies and job markets may see higher demand for housing, leading to increased prices 
  5. Interest rates: Changes in interest rates can affect the affordability of mortgages, influencing the demand for housing and, consequently, house prices 
  6. Demographics: Changing demographics, such as age, income, and regional preferences of buyers, can impact house prices 
  7. Infrastructure and development: The availability of public services, transportation, and other infrastructure can affect the desirability of an area and, in turn, house prices

Consider your:

  • Space requirements
  • Budget limitations
  • Amenities needed like parking
  • Aesthetic preferences
  • Future plans or resale potential

Detached properties are popular in this area, with an average selling price of £828,767, while semi-detached properties fetch around £356,667.

Flats and terraced houses are also common, with average prices of £251,932 and £307,909, respectively.

 

 

The average price for property in Ambleside is £441,629. Flats in Ambleside sell for an average of £279,524, and terraced houses for £251,694

The Langdale Valley / Great Langdale: While specific property types are not mentioned, the area is popular for self-catering cottages, chalets, log cabins, and traditional cottages.

The area offers a range of properties, including flats, houses, and apartments. Ambleside and Grasmere are known to be the most expensive areas in South Lakeland, with a median house price of £307,094 in 2022 since HM Land Registry was last updated.

  • The average house price in Keswick is £331,188 over the last year according to Rightmove.
  • Prices have continued to rise, with the average price in November 2022 being £193,576, a 0.7% increase from October.
  • Prices rose 2.8% from February to March 2022, with the average price reaching £188,009
  • Properties in the CA11 0RX postcode area of Ullswater have an average house price of £270,000
  • This postcode covers the village of Glenridding by Ullswater lake.
  • According to Zoopla, average sold prices in the Lake District overall in the last 12 months are £318,129 for detached properties, £214,118 for semi-detached properties and £179,771 for terraced properties

Recent estimates for house prices in Coniston, range from £186,250 to £635,000, with most sources reporting averages between £300,000 – £400,000. Prices have fluctuated over the past year but remain high compared to nearby areas. Making it more expensive location in Lake District than nearby Hawkshead but cheaper than Outgate.

Most house prices in Hawkshead, Cumbria, seems to range from £245,000 to £532,000 based on estimates from property websites. The national average house price in the UK was £288,000 in June 2023. More localized data on specific streets shows lower average prices, around £125,000.

Average house prices in Kendal range from around £160,000 for flats to over £550,000 for detached houses, with the overall average being around £300,000 to £350,000. Prices have risen nearly 9% over the last year.

Average house prices in Buttermere and Borrowdale seem to be around £350k-£800k based on recent sales data, with an average asking price of £454,977 according to Zoopla. It is expected that there will be some decline in the national market in 2023-24, but the Lake District market may experience variations due to its highly regional nature. Some areas may even see an increase in prices due to local demand.
 
 
 

In 2023, the average house price in Elterwater is £1,500,000, while in Langdale, the average house price is £913,333.

These prices are subject to change and may vary depending on the specific area within Langdale or Elterwater.

In 2023, the average house price in Wasdale is £640,000, while in Eskdale, the average house price is £490,001. These prices are subject to change and may vary depending on the specific area within Wasdale or Eskdale.

Set a Realistic Budget

Property prices vary greatly across the Windermere and Lake District. Set a budget aligned with average costs in your target locations. Prices range from around £200k in villages to over £500k+ in popular towns.

Factor in:

  • Target locations’ average sale prices
  • Property size and features
  • Condition – modernized or renovations needed
  • Future local market growth predictions

Research sales records to accurately gauge property values and set a feasible budget.

The Lake District Lifestyle

Ensure your new home supports the leisurely Lake District lifestyle you desire. This region offers direct access to nature, walking trails, water sports, cultural events, and tight-knit communities.

  • Good for Leisure and Recreation
    • Bowness-on-Windermere is a popular holiday destination in the Lake District, offering easy access to Windermere lake.
       
    • It is an excellent base for water activities, including boating, leisurely water attractions, boat hire, and family watersports.
    • The town has a variety of shopping options, from local merchants providing bespoke gifts to everyday items.

Good for Education and Family Life

    • Ambleside is home to a private Christian school called Ambleside Boerne, which follows the Charlotte Mason philosophy.
    • The Ambleside lifestyle allows families to spend their evenings on rest, recreation, conversation, and meals together, fostering a strong sense of community.
    • Ambleside is recommended as a base for visiting Bowness-on-Windermere, as it offers easy access to the lake via the steamer from Waterhead.

Good for Outdoor Activities and Scenic Beauty

    • Great Langdale is a valley in the Lake District National Park, popular among hikers, climbers, fell-runners, and other outdoor enthusiasts.
    • The valley is known for its dramatic landscape, featuring the Langdale Pikes, a group of peaks on the northern side of the dale.
    • Great Langdale has a rich history, having been an important site during the Neolithic period for producing stone axes and one of the centers of the Lakeland slate industry.

Good for Cultural Heritage and Natural Beauty

    • Grasmere and Rydal are known for their association with the poet William Wordsworth
    • The area offers stunning landscapes, historic buildings, and a strong sense of community.

Good for Vibrant Community and Outdoor Activities

    • Keswick is a lively market town in the Lake District, surrounded by stunning mountains and lakes.
    • The town offers a range of amenities, including shops, restaurants, and cultural attractions.

Good for Scenic Beauty and Outdoor Activities

    • Ullswater is a beautiful lake in the Lake District, offering stunning scenery and a range of outdoor activities.

Good for Outdoor Activities and Tranquility

    • Coniston is a charming village in the Lake District, popular for outdoor activities such as hiking, climbing, and water sports.

Good for Charming Atmosphere and Outdoor Activities

    • Hawkshead is a picturesque village in the Lake District, known for its historic buildings and vibrant community.

Good for Cultural Heritage and Modern Conveniences

    • Kendal is a historic market town in the Lake District, offering a range of amenities, including shops, restaurants, and cultural attractions.

Good for Scenic Beauty and Tranquility

    • Borrowdale and Buttermere are beautiful valleys in the Lake District, offering stunning landscapes and a serene atmosphere.

Good for Natural Beauty and Tranquility

    • Elterwater and Langdale are charming villages in the Lake District, surrounded by beautiful mountains and lakes.

Good for Scenic Beauty and Tranquility

    • Wasdale and Eskdale are picturesque valleys in the Lake District, offering stunning landscapes and a serene atmosphere.

Consider whether the home and village/town:

  • Suits a relaxed, outdoorsy life
  • Allows easy access to walking routes
  • Offers connections to appreciate natural beauty
  • Fits with your hobbies and interests

Choose a property aligned with the Lake District lifestyle you hope to enjoy.

Seek Specialist Agent

Buying in the Lake District requires guidance from estate agents, solicitors, and mortgage advisors familiar with the local market. Lean on top-rated agents to find suitable properties and negotiate deals. Hire specialists like to handle legal work and secure financing through.

Seeking support ensures you:

  • Find the right property at fair value
  • Navigate legal processes and paperwork
  • Secure a mortgage tailored to the purchase
  • Avoid pitfalls as an outside buyer

Is Keswick, Cumbria a good place to live?

The overall crime rate in Cumbria, the county where Keswick is located, averaged 39 crimes per month. That makes Keswick, Cumbria, very safe, with a change of 1 to 27 per 1,000 people being a victim of crime. The most commonly reported crimes in Keswick during November 2023 were violence and sexual offenses, shoplifting, anti-social behavior, and criminal damage. It’s important to note that these figures are not significantly higher than other areas in the UK.

Keswick, Cumbria, offers a unique blend of natural beauty, cultural heritage, and a strong sense of community, making it a desirable place to live for many. It is located in the Lake District National Park, surrounded by stunning landscapes, mountains, and lakes, offering a wealth of outdoor activities. 

The town appeals to all age groups with a fantastic array of shops, pubs, restaurants, and attractions such as the Pencil Museum and Theatre by the Lake.

However, the cost of living and property prices in Keswick are relatively high compared to other areas in Cumbria. The average price for a property in Keswick is £336,282, making it one of the most expensive places to live in the region. The cost of living in Cumbria is generally lower than in many urban areas, but specific costs can vary.

In terms of employment, there are job opportunities in Keswick across various sectors, including healthcare, domestic help, sales, and hospitality

Keswick is a good place to live for those who have fresh, clean, unpolluted air, unspoilt countryside, spectacular views of lakes and mountains, and a relaxing lifestyle with friendly communities. Keswick could offer the quality of life you are looking for.

However, the relatively high cost of living and property prices, as well as the subjective nature of quality of life, should be considered.

Should you buy a house in Keswick pros and cons?

Buying a house in Keswick, UK, has several pros and cons that you should consider.

The average house price in Keswick was £565,091 in the past six months, with asking prices down by 1.57%. The average selling price for properties in Keswick is £556,666, with properties spending an average of 15 to 16 weeks on the market for larger properties and £310,613 for 2 to 3-bed properties.

The price per square meter varies, with some properties selling for as much as £5,060 per square meter for the CA12 5 Keswick postcode (to the west of the town center) and as much as £4,750 per square meter for the CA12 4 Keswick postcode which are the areas to the east of the town center. 

On average, the median house price for CA12 5 located property stands at around £4,170 per square meter, and CA12 4 £3,910 per square meter median house price. That means if you were to buy a 58m2 two-bedroom house, it would cost on average £270,000 in and around the CA12 5 postcode, or for the same two-bedroom 58 sq.m property, you would pay £226,780 if there is no competition. 

Keswick is a seller’s market and the main driver for the prices in Keswick is low supply in the area and strong demand from mainly South-England residents looking to buy holiday homes in Lake District.

What property types are most common in Keswick?

Keswick, UK, offers a variety of property types to suit different lifestyles and budgets.

Here are some of the types of properties you can find in Keswick:

Detached Houses: These are standalone houses that do not share any walls with neighboring properties. They offer more privacy and usually come with their own garden or yard.

Semi-Detached Houses: These are houses that share one common wall with another house. They are a popular choice for families and offer a balance between privacy and community living.

Terraced Houses: These are houses that are connected on both sides by other properties. They are common in urban areas and are usually more affordable than detached or semi-detached houses.

Bungalows: These are single-story houses that often come with a garden. They are a popular choice for older people or those with mobility issues due to the lack of stairs.

Apartments: These are individual units in a larger building. They are a popular choice for individuals, couples, or small families and are often found in urban areas.

Cottages: These are small, often older houses that are typically found in rural or semi-rural locations. They offer a charming and traditional living experience.

Manor Houses: These are large, often historic, properties that offer a luxurious living experience. They are typically set in extensive grounds and offer a high level of privacy.

Affordable Housing: Keswick Community Housing Trust provides affordable housing for working people and families in Keswick. They have a property portfolio of 40 houses across 4 developments.

What is the ideal budget for a house in Keswick?

The ideal Starter Budget to buy in Keswick is £290,000-£350,000

  • For a basic starter home like a small terraced house or apartment, budget around £200,000-£250,000
  • For a nice 3 bed family home, expect to spend £290,000-£350,000
  • High-end or larger properties sell for £500,000+
  • So the ideal starter budget to buy a comfortable family home in a good area of Keswick would be around £300,000

In the first part of 2024 under £300,000 budget can buy you a 2 bedroom self-contained apartment within walking distance of the town centre in and around  CA12 5NY less than a mile, most of the apartments of this sort are successfully established holiday letting use.

A map showing the location of a house in Scotland available for buying.
A map showing the location of a house in Keswick available for buying / 14 High Hill, Keswick, Cumbria, CA12 5NY

or for £295,000, a 3-bedroom semi-detached house around Millfield Gardens to the east of the town center and still within walking distance.

A map displaying the location of available properties for purchase in the Lake District / Millfield Gardens, Keswick, CA12
A map displaying the location of available properties for purchase in the Lake District / Millfield Gardens, Keswick, CA12

What You Can Buy for £500,000 in Keswick?

  • Rydal Cottage – A 2-bedroom, 1-bathroom bungalow located on Crosthwaite Gardens that was fully refurbished in 2018/2019. It has parking, front and back gardens, and is priced at £495,000.
  • The house has been operated as a holiday let, making it ideal as a business investment.
A map showing the location of houses to buy in the Lake District / Crosthwaite Gardens, Keswick, CA12
A map showing the location of houses to buy in the Lake District / Crosthwaite Gardens, Keswick, CA12

6 Bedroom Terraced House – A 3-story, 6-bedroom, 1-bathroom Victorian terraced house on Church Street, close to Keswick town center. Requires modernization but priced at £450,000 due to income rental potential.

A map displaying the location of houses available for purchase in the stunning Lake District / Church Street, Keswick, CA12
A map displaying the location of houses available for purchase in the stunning Lake District / Church Street, Keswick, CA12
  • Chestnut Hill Cottage – A 2-bedroom, 2-bathroom detached cottage on Chestnut Hill that is used as a holiday rental. Features off-street parking, an enclosed rear garden, open plan living with a wood burner upstairs, and scenic views. Priced at £450,000.

Possibilities like larger detached properties, cottages with annexes, and manor houses.

A map displaying the precise location of houses available for purchase in the Lake District / Chestnut Hill, Keswick, CA12
A map displaying the precise location of houses available for purchase in the Lake District / Chestnut Hill, Keswick, CA12

Possibilities like larger detached properties, cottages with annexes, and manor houses.

How to select agent when buying a house in Keswick?

  1. Seek personal recommendations from local contacts like friends or family living in the area. They can suggest effective agents with strong negotiating skills and market knowledge.
  2. Check online reviews on Google, Facebook, and independent platforms to gauge client satisfaction. Look for consistently positive feedback and ratings.
  3. Ensure the agent has intimate familiarity with the Keswick area and Lake District market. Local expertise is invaluable in finding suitable properties and determining fair pricing.
  4. Opt for an agent that specializes in the type of Keswick property you are searching for, whether that’s luxury homes, cottages, or land. Niche focus translates to sharper insight.
  5. Evaluate qualifications like licensing, membership in professional associations like NAEA, and registration with ombudsman programs. This indicates trustworthiness.
  6. Assess skills in communication, transparency in transactions, marketing capabilities, and attentiveness to clients during and after sales. Customer service comfort is vital.

In what area to invest in holiday homes in lake disctrict?

Investing in holiday homes in the Lake District, a picturesque region in the North West of England known for its stunning lakes, forests, and mountains, can be a profitable venture. However, choosing the right area for investment depends on various factors including your budget, target market, and the type of holiday experience you want to offer. Here are some key areas in the Lake District that are popular for holiday homes:

  1. Windermere and Bowness-on-Windermere: These are perhaps the most well-known locations in the Lake District, offering proximity to the largest lake in the area, Lake Windermere. These towns are bustling with tourists and provide numerous activities such as boat tours, water sports, and picturesque walks. Properties here are in high demand but can be more expensive.

  2. Keswick: Situated near Derwentwater, Keswick is popular for its vibrant market town atmosphere, outdoor activities, and cultural offerings, including the Theatre by the Lake. The area is great for those interested in walking, cycling, and exploring the northern lakes.

  3. Ambleside: Located at the northern end of Lake Windermere, Ambleside is a charming town with easy access to hiking trails, historic sites, and water activities. It’s a great spot for holidaymakers looking for a mix of outdoor adventure and quaint town life.

  4. Grasmere: Famous for its association with the poet William Wordsworth, Grasmere offers a more tranquil setting. It’s ideal for investors looking to cater to those seeking a peaceful retreat.

  5. Coniston: Known for Coniston Water and the surrounding countryside, this area is a bit quieter than Windermere but still offers plenty of activities, including the Coniston Boating Centre.

  6. Ullswater: The second largest lake in the Lake District, Ullswater is surrounded by stunning scenery. The area is perfect for peaceful getaways and offers opportunities for hiking, sailing, and visiting historic homes.

  7. Cartmel: A bit further away from the central lakes, Cartmel is famous for its medieval priory, racecourse, and culinary scene, including the Michelin-starred restaurant L’Enclume.

When considering an investment in holiday homes, it’s also important to think about:

  • Accessibility and Amenities: Proximity to local shops, restaurants, and attractions can enhance the appeal of a holiday home.
  • Regulations and Permissions: Check local planning permissions and regulations, especially since the Lake District is a UNESCO World Heritage site.
  • Market Trends: Understanding current market trends in tourism can help predict future demand.
  • Property Management: Consider how you will manage the property, whether personally or through an agency.

It’s advisable to conduct thorough market research and possibly consult with real estate experts in the area to make a well-informed decision.